Home Insurance Life Insurance Status of Policy and Share Holder Accounts of Life Insurers
Sample Data Format
 Status of Policyholders Account of Life Insurers in India - Part I
(2008-2009) 
 (Rs. in Lakh) 
 Particulars  Birla Sun Life  ICICI Pride-
mtoal 		 ING VYSYA  LIC  HDFC Stan-
dard 		 Max New York  Reli-
ance Life 		 Bajaj Allianz Life  SBI Life  Kotak Mahi-
ndra 		 Tata AIG  MET
Life 
 Premiums earned - net                         
 (a) Premium                         
 (b) Reinsurance ceded                         
 (c) Reinsurance accepted                         
 Income from Investments                         
 (a) Interest, Dividends & Rent - Gross                         
 (b) Profit on sale/redemption of investments                         
 (c) (Loss on sale/ redemption of investments)                         
 (d) Transfer/Gain on revaluation/change in fair value                         
 (e) Amortization of Premium/Discount on Investments                         
 (f) Appropriation/
Expropriation Adjustment Account 		                        
 Unrealised Gains/Loss                         
 Other Income                         
 Transfer from Shareholders Account Unit Linked Recoveries                         
 Total (A)                         
 Commission                         
 Operating Expenses related to Insurance Business                         
 Provision for doubtful debts                         
 Adjustment related to previous year                         
 Bad debts written off                         
 Provision for Tax                         
 Provisions (other than taxation)                         
 (a) For diminution in the value of investments (Net)                         
 (b) Others                         
 Total (B)                         
 Benefits Paid (Net)                         
 Interim Bonuses Paid                         
 Change in valuation of liability in respect of life policies                         
 (a) Gross*                         
 (b) Amount ceded in Reinsurance                         
 (c) Amount accepted in Reinsurance                         
 (d) Transfer to Linked Fund (Fund Reserve)                         
 Total (C)                         
 Surplus / (Deficit) (D) = (A) - (B) - (C)                         
 Prior Period Items                         
 Balance at the beginning of the year                         
 Transfer from Linked Fund (Lapsed Policies)                         
 Surplus available for appropriations                         
 Appropriations                         
 Transfer to Shareholders` Account                         
 Funds for future appropriations (Reserve for lapsed unit linked policies unlikely to be revived)                         
 Balance being funds for future appropriations-Policyholders                         
 Balance being funds for future appropriations-Previous year                         
 Balance transferred to Balance Sheet                         
 Total (D)                         
 
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