Risk Profile of Loans and Advances (Including Bill Credit) of Scheduled Commercial Banks in India (March, 2003 and 2004) | |||||||
(Rs. in Crore) | |||||||
Outstanding Balance (net book value) | Risk Category (Percent) | Total | Risk- Weighted loans and advances | Risk- Weighted loans and advances as percentage to total loans and advances | |||
Mar-03 | |||||||
Loans and Advances to staff | |||||||
Loans and Advances against bank deposits & specified collateral | |||||||
Loans and Advances to Govt. (GOI/State) | |||||||
Government Guaranteed Advances | |||||||
Bank guaranteed advances / Take out Finance | |||||||
Bills purchased under other bank LCs/acceptance credits | |||||||
ECGC/DICGC guaranteed “covered†credit only | |||||||
Housing loan against mortgage of house | |||||||
SSI advances guaranteed by Credit Guarantee Fund Trust for Small Industries up to the guaranteed portion | |||||||
All other loans and advances | |||||||
Mar-04 | |||||||
Loans and Advances to staff | |||||||
Loans and Advances against bank deposits & specified collateral | |||||||
Loans and Advances to Govt. (GOI/State) | |||||||
Government Guaranteed Advances | |||||||
Bank guaranteed advances / Take out Finance | |||||||
Bills purchased under other bank LCs/acceptance credits | |||||||
ECGC/DICGC guaranteed “covered†credit only | |||||||
Housing loan against mortgage of house | |||||||
SSI advances guaranteed by Credit Guarantee Fund Trust for Small Industries up to the guaranteed portion | |||||||
All other loans and advances |