Home Banks and Financial Institutions Co-operative Banks Urban Co-operative Banks Business of Urban Co-operative Banks
Sample Data Format
 Profit and Loss Account of Urban Co-operative Banks (UCBs) in India
(2013-2014) 
 (Rs. in Billion) 
 Items  Scheduled UCBs  Non-Scheduled  All UCBs 
 UCBs 
 1. Interest / Discount Received [2 + 3 + 4 + 5]       
 2. Interest / Discount Received on Loans and       
 Advances (Other Than from Banks) 
 3. Interest on Market Lending (To Banks, If any)       
 4. Interest on Investments       
 5. Interest on Additional Balance With RBI,       
 Inter-Bank Deposits, Placements and Credits 
 6. Other Income       
 i) Fee, Commission, Exchange And Brokerage       
 ii) Profit (+) / Loss (-) on Forex Operations       
 iii) Profit (+) / Loss (-) on Trading And Sale       
 Of Securities 
 iv) Profit (+) / Loss (-) on Sale Of Fixed Assets       
 v) Profit (+) / Loss (-) on Sale Of Other Assets       
 vi) Dividend Income       
 vii) Miscellaneous Income       
 7. Total Income [1+6]       
 8. Interest Paid       
 i) On Customer Deposits       
 ii) On Inter-Bank Deposits       
 iii) On Inter-Bank Borrowings       
 (Including From RBI / FIS) 
 iv) Others       
 9. Operating Expenses       
 i) Staff Expenses       
 ii) Directors Fees       
 iii) Auditors Fees       
 10. Other Operating Expenses       
 i) Rent, taxes, insurance and lighting       
 ii) Law charges       
 iii) Postage, telegrams and stamps       
 iv) Stationery, printing and advertising       
 v) Depreciation on and repairs to       
 bank`s property 
 vi) Others       
 11. Total expenses [8 + 9 + 10]       
 12. Operating Profit (+) / Loss (-) [7 - 11]       
 13. Provision against risks / contingencies       
 14. Net Profit (+) / Loss (-) before taxes [12 - 13]       
 15. Provisions for taxes       
 16. Net Profit (+) / Loss (-) after taxes [14 - 15]       
 
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