Profit and Loss Account of Urban Co-operative Banks (UCBs) in India (2016-2017) | |||
(Amount : Rs. in Billion) | |||
Item | Scheduled UCBs | Non-Scheduled UCBs | All UCBs |
No. of Ucbs | |||
1. Interest / Discount Received [2 + 3 + 4 + 5] | |||
2. Interest / Discount Received on Loans and Advances (Other Than From Banks) | |||
3. Interest on Market Lending (To Banks, IfaAny) | |||
4. Interest on Investments | |||
5. Interest on Additional Balance with RBI, Inter-Bank Deposits, Placements and Credits | |||
6. Other Income | |||
I) Fee, Commission, Exchange and Brokerage | |||
Ii) Profit (+) / Loss (-) on Forex Operations | |||
Iii) Profit (+) / Loss (-) on Trading and Sale of Securities | |||
Iv) Profit (+) / Loss (-) on Sale of Fixed Assets | |||
V) Profit (+) / Loss (-) on Sale of Other Assets | |||
Vi) Dividend Income | |||
Vii) Miscellaneous Income | |||
7. Total Income [1+6] | |||
8. Interest Paid | |||
I) on Customer Deposits | |||
Ii) on Inter-Bank Deposits | |||
Iii) on Inter-Bank Borrowings (Including From RBI / FIS) | |||
Iv) Others | |||
9. Operating Expenses | |||
I) Staff Expenses | |||
Ii) Directors Fees | |||
Iii) Auditors` Fees | |||
10. Other Operating Expenses | |||
I) Rent, Taxes and Lighting | |||
Ii) Insurance | |||
Iii) Law Charges | |||
Iv) Postage, Telegrams and Stamps | |||
V) Stationery and Printing | |||
Vi) Advertisement and Publicity | |||
Vii) Depreciation on Bank`S Property | |||
Viii) Repairs and Maintenance | |||
Ix) Others | |||
11. Total Expenses [8 + 9 + 10] | |||
12. Operating Profit (+) / Loss (-) [7 - 11] | |||
13. Provision Against Risks / Contingencies | |||
14. Net Profit (+) / Loss (-) Before Taxes [12 - 13] | |||
15. Provision For Taxes | |||
16. Net Profit (+) / Loss (-) After Taxes [14 - 15] |