Home Banks and Financial Institutions Scheduled Commercial Banks (SCBs) Lending/Interest Rates Miscellaneous
Sample Data Format
 Month-wise Transmission from Repo Rate to Deposit and Lending Rates of Scheduled Commercial Banks (SCBs) in India
(February 2019 to January 2024) 
 (Variation in Basis Points) 
 Period  Repo
Rate 		 Term Deposit Rates   Lending Rates 
 WADTDR
(Fresh
Deposits)
Retail Deposits 		  Retail and Bulk Deposits   EBLR  1–Year
MCLR
(Median) 		 WALR
(Fresh
Rupee
Loans) 		 WALR
(Outstanding
Rupee
Loans) 
 WADTDR
(Fresh
Deposits) 		 WADTDR
(Outstanding
Deposits) 
 Easing Phase February 2019 to March 2022                 
 Tightening Period May 2022 to January 2024                 
 May 2022 to February/March 20231                 
 Memo :                 
 April 2022                 
 May-June 2022                  
 July-September 2022                 
 October-December 2022                 
 January-March 20231                 
 
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