Home Banks and Financial Institutions Small Finance Banks (SFBs) Business of Small Finance Banks
Sample Data Format
 Earnings and Expenses of Small Finance Banks in India
(As on 31st March, 2018) 
 (Amount : Rs. in Million) 
 Items  Au Small Finance Bank Limited  Capital Small Finance Bank Limited  Equitas Small Finance Bank Limited  Suryodaya Small Finance Bank Ltd.  Ujjivan Small Finance Bank Limited  Utkarsh Small Finance Bank Limited  Small Finance Banks� 
 I. Interest Earned               
 A) Interest/Discount Earned on Advances/Bills               
 B) Income on Investments               
 C) Interest on Balances With Rbi and Other Inter-Bank Funds               
 D) Others               
 Total (I)               
 II. Other Income               
 A) Commission, Exchange and Brokerage               
 B) Net Profit (Loss) on Sale of Investments               
 C) Net Profit (Loss) on Revaluation of Investments               
 D) Net Profit (Loss) on Sale of Land and Other Assets               
 E) Net Profit (Loss) on Exchange Transactions               
 F) Miscellaneous Income               
 Total (II)               
 Total (I+II)               
 III. Interest Expended               
 A) Interest on Deposits               
 B) Interest on Rbi/ Inter - Bank Borrowings               
 C) Others               
 Total (III)               
 IV. Operating Expenses               
 A) Payments to and Provisions for Employees               
 B) Rent, Taxes and Lighting               
 C) Printing and Stationery               
 D) Advertisement and Publicity               
 E) Depreciation on Bank`S Property               
 F) Directors` Fees, Allowances and Expenses               
 G) Auditors` Fees and Expenses               
 H) Law Charges               
 I) Postage, Telegrams, Telephones, etc               
 J) Repairs and Maintenance               
 K) Insurance               
 L) Other Expenditure               
 Total (IV)               
 V. Net Interest Income (I-III)               
 Vi. Provisions and Contingencies               
 Vii. Operating Profit (I+II-III-IV)               
 Viii. Profit (Loss) During The Year               
 
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