Bank-wise Selected Ratios of Scheduled Commercial Banks (Nationalised Bank) in India - Part II (As on 31st March, 2010) | |||||||||
(In Percent) | |||||||||
Ratios | Indian Over- seas Bank | Oriental Bank of Com- merce | Punjab and Sind Bank | Punjab National Bank | Syndicate Bank | UCO Bank | Union Bank of India | United Bank of India | Vijaya Bank |
1. Cash-Deposit ratio | |||||||||
2. Credit-Deposit ratio | |||||||||
3. Investment- Deposit ratio | |||||||||
4. (Credit+ Investment)-Deposit ratio | |||||||||
5. Ratio of deposits to total liabilities | |||||||||
6. Ratio of demand & savings Bank deposits to total deposits | |||||||||
7. Ratio of priority sector advances to total advances | |||||||||
8. Ratio of term loan to total advances | |||||||||
9. Ratio of secured advances to total advances | |||||||||
10. Ratio of investments in non-approved securities to total investments | |||||||||
11. Ratio of interest income to total assets | |||||||||
12. Ratio of net interest income to total assets (Net Interest Margin) | |||||||||
13. Ratio of non-interest income to total assets | |||||||||
14. Ratio of intermediation cost to total assets | |||||||||
15. Ratio of wage bills to intermediation cost | |||||||||
16. Ratio of wage bills to total expense | |||||||||
17. Ratio of wage bills to total income | |||||||||
18. Ratio of burden to total assets | |||||||||
19. Ratio of burden to interest income | |||||||||
20. Ratio of operating profits to total assets | |||||||||
21. Return on assets | |||||||||
22. Return on equity | |||||||||
23. Cost of deposits | |||||||||
24. Cost of borrowings | |||||||||
25. Cost of funds | |||||||||
26. Return on advances | |||||||||
27. Return on investments | |||||||||
28. Return on advances adjusted to cost of funds | |||||||||
29. Return on investments adjusted to cost of funds | |||||||||
30. Business per employee (Rs. in Lakh) | |||||||||
31. Profit per employee (Rs. in Lakh) | |||||||||
32. Capital adequacy ratio | |||||||||
33. Capital adequacy ratio - Tier I | |||||||||
34. Capital adequacy ratio - Tier II | |||||||||
35. Ratio of net NPA to net advances |