Bank-wise Selected Ratios of Scheduled Commercial Banks (Other Scheduled Commercial Banks) in India - Part III (2005 and 2006) | |||||||
(In Percent) | |||||||
Ratios | As on 31st March | ||||||
Federal Bank | Ganesh Bank of Kurundwad #(2005) | HDFC Bank | ICICI Bank | ||||
Cash-deposit ratio | |||||||
Credit-deposit ratio | |||||||
Investment-deposit ratio | |||||||
(Credit + Investment) - deposit ratio | |||||||
Ratio of deposits to total liabilities | |||||||
Ratio of term deposits to total deposits | |||||||
Ratio of priority sector advances to total advances | |||||||
Ratio of term loan to total advances | |||||||
Ratio of secured advances to total advances | |||||||
Ratio of investments in non-approved securites to total investments | |||||||
Ratio of interest income to total assets | |||||||
Ratio of net interest margin to total assets | |||||||
Ratio of non-interest income to total assets | |||||||
Ratio of intermediation cost to total assets | |||||||
Ratio of wage bills to intermediation cost | |||||||
Ratio of wage bills to total expense | |||||||
Ratio of wage bills to total income | |||||||
Ratio of burden to total assets | |||||||
Ratio of burden to interest income | |||||||
Ratio of operating profits to total assets | |||||||
Return on assets | |||||||
Return on equity | |||||||
Cost of deposits | |||||||
Cost of borrowings | |||||||
Cost of funds | |||||||
Return on advances | |||||||
Return on investments | |||||||
Return on advances adjusted to cost of funds | |||||||
Return on investments adjusted to cost of funds | |||||||
Business per employee (in Rs. lakh) | |||||||
Profit per employee (in Rs. lakh) | |||||||
Capital adequacy ratio | |||||||
Capital adequacy ratio - Tier I | |||||||
Capital adequacy ratio - Tier II | |||||||
Ratio of net NPA to net advances |