| Bank-wise Selected Ratios of Scheduled Commercial Banks (Other Scheduled Commercial Banks) in India - Part II (2003 and 2004) | ||||||||
| (Percent) | ||||||||
| Ratios | As on 31st March | |||||||
| Centurion Bank | City Union Bank | Development Credit Bank | Dhanalakshmi Bank | |||||
| Cash-deposit ratio | ||||||||
| Credit-deposit ratio | ||||||||
| Investment-deposit ratio | ||||||||
| (Credit + Investment)-deposit ratio | ||||||||
| Ratio of deposits to total liabilities | ||||||||
| Ratio of term deposits to total deposits | ||||||||
| Ratio of priority sector advances to total advances | ||||||||
| Ratio of term loan to total advances | ||||||||
| Ratio of secured advances to total advances | ||||||||
| Ratio of investments in non-approved securites to total investments | ||||||||
| Ratio of interest income to total assets | ||||||||
| Ratio of net interest margin to total assets | ||||||||
| Ratio of non-interest income to total assets | ||||||||
| Ratio of intemediation cost to total assets | ||||||||
| Ratio of wage bills to intemediation cost | ||||||||
| Ratio of wage bills to total expense | ||||||||
| Ratio of wage bills to total income | ||||||||
| Ratio of burden to total assets | ||||||||
| Ratio of burden to interest income | ||||||||
| Ratio of operating profits to total assets | ||||||||
| Return on assets | ||||||||
| Return on equity | ||||||||
| Cost of deposits | ||||||||
| Cost of borrowings | ||||||||
| Cost of funds | ||||||||
| Return on advances | ||||||||
| Return on investments | ||||||||
| Return on advances adjusted to cost of funds | ||||||||
| Return on investments adjusted to cost of funds | ||||||||
| Business per employee (in Rs.lakh) | ||||||||
| Profit per employee (in Rs.lakh) | ||||||||
| Capital adequacy ratio | ||||||||
| Capital adequacy ratio - Tier I | ||||||||
| Capital adequacy ratio - Tier II | ||||||||
| Ratio of net NPA to net advances | ||||||||
