Bank-wise Selected Ratios of Scheduled Commercial Banks (Nationalised Banks) in India - Part VI (1999 to 2002) | ||||||||||||||||
(Percent) | ||||||||||||||||
Ratios | As on 31st March | |||||||||||||||
UCO Bank | Union Bank of India | United Bank of India | Vijaya Bank | |||||||||||||
Cash-deposit ratio | ||||||||||||||||
Credit-deposit ratio | ||||||||||||||||
Investment-deposit ratio | ||||||||||||||||
(Credit + investment)-deposit ratio | ||||||||||||||||
Ratio of deposits to total liabilities | ||||||||||||||||
Ratio of term deposits to total deposits | ||||||||||||||||
Ratio of priority sector advances to total advances | ||||||||||||||||
Ratio of term-loans to total advances | ||||||||||||||||
Ratio of secured advances to total advances | ||||||||||||||||
Ratio of investments in non-approved securities to total investments | ||||||||||||||||
Ratio of Interest income to total assets | ||||||||||||||||
Ratio of net interest margin to total assets | ||||||||||||||||
Ratio of non-interest income to total assets | ||||||||||||||||
Ratio of intermediation cost to total assets | ||||||||||||||||
Ratio of wage bills to intermediation cost | ||||||||||||||||
Ratio of wage bills to total expenses | ||||||||||||||||
Ratio of wage bills to total income | ||||||||||||||||
Ratio of burden to total assets | ||||||||||||||||
Ratio of burden to interest income | ||||||||||||||||
Ratio of operating profits to total assets | ||||||||||||||||
Return on assets | ||||||||||||||||
Return on equity | ||||||||||||||||
Cost of deposits | ||||||||||||||||
Cost of borrowings | ||||||||||||||||
Cost of funds | ||||||||||||||||
Return on advances | ||||||||||||||||
Return on investments | ||||||||||||||||
Return on advance s adjusted to cost of funds | ||||||||||||||||
Return on investment adjusted to cost of funds | ||||||||||||||||
Business per employee (in Rs. lakh) | ||||||||||||||||
Profit per employee (in Rs. lakh) | ||||||||||||||||
Capital adequacy ratio | ||||||||||||||||
Capital adequacy ratio - Tier I | ||||||||||||||||
Capital adequacy ratio - Tier II | ||||||||||||||||
Ratio of net NPA to net advances |