Bank Group-wise Earnings and Expenses of Scheduled Commercial Banks in India (As on 31 March, 2010) | ||||||||
(Amount : Rs. in Crore) | ||||||||
Items | State Bank of India & its Associates | Nationalised Banks $ | Public Sector Banks | Old Private Sector Banks | New Private Sector Banks | Private Sector Banks | Foreign Banks | All Scheduled- Commercial Banks |
Number of reporting banks | ||||||||
I.Interest Earned | ||||||||
(a) Interest/discount on advances/bills | ||||||||
(b) Income on Investments | ||||||||
(c) Interest on balances with RBI and other inter-Bank Funds | ||||||||
(d) Others | ||||||||
II.Other Income | ||||||||
(a) Commission, exchange and brokerage | ||||||||
(b) Net Profit(loss) on sale and revaluation of investment | ||||||||
(c) Net Profit(loss) on sale of land,building and other Assets | ||||||||
(d) Net profit(loss) on exchange transactions | ||||||||
(e) Miscellaneous income | ||||||||
Total(I+II) | ||||||||
III. Interest expended | ||||||||
(a) Interest on deposits | ||||||||
(b) Interest on RBI/inter-bank borrowings | ||||||||
(c) Others | ||||||||
IV. Operating expenses | ||||||||
(a) Payments to and provisions for employees | ||||||||
(b) Rent, taxes and lighting | ||||||||
(c) Printing and stationery | ||||||||
(d) Advertisement and publicity | ||||||||
(e) Depreciation on bank`s property | ||||||||
(f) Directors` fees, allowances and expenses | ||||||||
(g) Auditors` fees and expenses | ||||||||
(h) Law charges | ||||||||
(i) Postage, telegrams, telephones, etc. | ||||||||
(j) Repairs and maintenance | ||||||||
(k) Insurance | ||||||||
(l) Other expenditure | ||||||||
V.Net Interest Income(I-III) | ||||||||
VI. Provisions and contingencies | ||||||||
VII. Operating Profit(I+II-III-IV) | ||||||||
VIII. Profit (loss) during the year |