Sample Data Format
 Transmission to Deposit and Lending Rates in India
(2017-2018 to 2022-2023) 
 (Basis Points) 
 Period  Repo
Rate 
 Term Deposit Rates   Lending Rates 
 Median Term
Deposit Rate
(Fresh Deposits) 
 WADTDR
(Outstanding
Deposits) 
 1-Year
Median
MCLR 
 EBLR  WALR
(Outstanding
Rupee Loans) 
 WALR (Fresh
Rupee Loans) 
 2017-2018               
 2018-2019               
 2019-2020               
 2020-2021               
 2021-2022               
 2022-2023               
 Tightening Cycle:               
 June 2018 to January 2019               
 May 2022 to March 2023               
 Easing Cycle:               
 February 2019 to March 2022               
 February 2019 to September 2019 (Pre-External Benchmark Period)               
 Oct. 2019-Mar. 2022 (External Benchmark Period)               
 Mar. 2020-Mar. 2022 (COVID Period)               
 2021-2022               
 
 
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