| Selected Ratios of Payments Bank (PBs) in India (As on 31st March, 2022) | ||||
| (In %age) | ||||
| Ratios | Airtel Payments Bank Limited | Fino Payments Bank Limited | India Post Payments Bank Limited | Paytm Payments Bank Limited |
| Cash-Deposit Ratio | ||||
| Credit-Deposit Ratio | ||||
| Investment-Deposit Ratio | ||||
| (Credit+Investment)-Deposit Ratio | ||||
| Ratio of Deposits to Total Liabilities | ||||
| Ratio of Demand and Savings Bank Deposits to Total Deposits | ||||
| Ratio of Priority Sector Advances to Total Advances | ||||
| Ratio of Term Loans to Total Advances | ||||
| Ratio of Secured Advances to Total Advances | ||||
| Ratio of Investments in Non-approved Securities to Total Investments | ||||
| Ratio of Interest Income to Total Assets | ||||
| Ratio of Net Interest Income to Total Assets (Net Interest Margin) | ||||
| Ratio of Non-Interest Income to Total Assets | ||||
| Ratio of Intermediation Cost to Total Assets | ||||
| Ratio of Wage Bills to Intermediation Cost | ||||
| Ratio of Wage Bills to Total Expense | ||||
| Ratio of Wage Bills to Total Income | ||||
| Ratio of Burden to Total Assets | ||||
| Ratio of Burden to Interest Income | ||||
| Ratio of Operating Profits to Total Assets | ||||
| Return on Assets | ||||
| Return on Equity | ||||
| Cost of Deposits | ||||
| Cost of Borrowings | ||||
| Cost of Funds | ||||
| Return on Advances | ||||
| Return on Investments | ||||
| Return on Advances Adjusted to Cost of Funds | ||||
| Return on Investments Adjusted to Cost of Funds | ||||
| Business Per Employee (Rs. in Lakh) | ||||
| Profit Per Employee (Rs. in Lakh) | ||||
| Capital Adequacy Ratio | ||||
| Capital Adequacy Ratio-Tier I | ||||
| Capital Adequacy Ratio-Tier II | ||||
| Ratio of Net NPA to Net Advances | ||||
