Profit and Loss Account of Urban Co-operative Banks (UCBs) in India (2021-2022) | |||
(Amount : Rs. in Crore) | |||
Items | Scheduled UCBs | Non-Scheduled UCBs | All UCBs |
Number of Urban Co-operative Banks | |||
1. Interest/Discount Received | |||
i. Interest/Discount Received on Loans and Advances (Other than from Banks) | |||
ii. Interest on Market Lending (to Banks, if any) | |||
iii. Interest on Investments | |||
iv. Interest on Additional Balance with RBI, Inter-bank Deposits, Placements and Credits | |||
2. Other Income | |||
i) Fee, Commission, Exchange and Brokerage | |||
ii) Profit (+) / Loss (-) on Forex Operations | |||
iii) Profit (+) / Loss (-) on Trading and Sale of Securities | |||
iv) Profit (+) / Loss (-) on Sale of Fixed Assets | |||
v) Profit (+) / Loss (-) on Sale of Other Assets | |||
vi) Dividend Income | |||
vii) Miscellaneous Income | |||
3. Total Income [1+2] | |||
4. Interest Paid | |||
i) On Customer Deposits | |||
ii) On Inter-bank Deposits | |||
iii) On Inter-bank Borrowings (Including from Reserve Bank of India (RBI)/Financial Institutions (FIs) | |||
iv) Others | |||
5. Operating Expenses | |||
i) Staff Expenses | |||
ii) Directors Fees | |||
iii) Auditors' Fees | |||
6. Other Operating Expenses | |||
i) Rent, Taxes and Lighting | |||
ii) Insurance | |||
iii) Law Charges | |||
iv) Postage, Telegrams and Stamps | |||
v) Stationery and Printing | |||
vi) Advertisement and Publicity | |||
vii) Depreciation on Bank's Property | |||
viii) Repairs and Maintenance | |||
ix) Others | |||
7. Total Expenses [4 + 5 + 6] | |||
8. Operating Profit (+)/Loss (-) | |||
9. Provision Against Risks/Contingencies | |||
10. Net Profit (+)/Loss (-) Before Taxes [8- 9] | |||
11. Provision for Taxes | |||
12. Net Profit (+)/Loss (-) After Taxes [10 - 11] |