Home Banks and Financial Institutions Co-operative Banks Urban Co-operative Banks Business of Urban Co-operative Banks
Sample Data Format
 Profit and Loss Account of Urban Co-operative Banks (UCBs) in India
(2020-2021) 
 (Amount : Rs. in Crore) 
 Items  Scheduled UCBs  Non-Scheduled UCBs  All UCBs 
 Number of Urban Co-operative Banks       
 1. Interest/Discount Received        
 i. Interest/Discount Received on Loans and Advances (Other than from Banks)       
 ii. Interest on Market Lending (to Banks, if any)       
 iii. Interest on Investments       
 iv. Interest on Additional Balance with RBI, Inter-bank Deposits, Placements and Credits       
 2. Other Income       
 i) Fee, Commission, Exchange and Brokerage       
 ii) Profit (+) / Loss (-) on Forex Operations       
 iii) Profit (+) / Loss (-) on Trading and Sale of Securities       
 iv) Profit (+) / Loss (-) on Sale of Fixed Assets       
 v) Profit (+) / Loss (-) on Sale of Other Assets       
 vi) Dividend Income       
 vii) Miscellaneous Income       
 3. Total Income [1+2]       
 4. Interest Paid       
 i) On Customer Deposits       
 ii) On Inter-bank Deposits       
 iii) On Inter-bank Borrowings (Including from RBI/FIs)       
 iv) Others       
 5. Operating Expenses       
 i) Staff Expenses       
 ii) Directors Fees       
 iii) Auditors' Fees       
 6. Other Operating Expenses       
 i) Rent, Taxes and Lighting       
 ii) Insurance       
 iii) Law Charges       
 iv) Postage, Telegrams and Stamps       
 v) Stationery and Printing       
 vi) Advertisement and Publicity       
 vii) Depreciation on Bank's Property       
 viii) Repairs and Maintenance       
 ix) Others       
 7. Total Expenses [4 + 5 + 6]       
 8. Operating Profit (+)/Loss (-)        
 9. Provision Against Risks/Contingencies       
 10. Net Profit (+)/Loss (-) Before Taxes [8- 9]       
 11. Provision for Taxes       
 12. Net Profit (+)/Loss (-) After Taxes [10 - 11]       
 
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