Payment System Indicators (Volume) in India (2019-2020 to 2022-2023) | ||||
(Volume : In Lakh) | ||||
System | 2019-2020 | 2020-2021 | 2021-2022 | 2022-2023 |
A. Settlement Systems | ||||
Financial Market Infrastructures (FMIs) | ||||
1. CCIL Operated Systems (1.1 to 1.3) | ||||
1.1 Govt. Securities Clearing (1.1.1 to 1.1.3) | ||||
1.1.1 Outright | ||||
1.1.2 Repo | ||||
1.1.3 Tri-party Repo | ||||
1.2 Forex Clearing | ||||
1.3 Rupee Derivatives1 | ||||
B. Payment Systems | ||||
1. Credit Transfers - RTGS (1.1 to 1.2) | ||||
1.1 Customer Transactions | ||||
1.2 Interbank Transactions | ||||
II. Retail | ||||
2. Credit Transfers - Retail (2.1 to 2.6) | ||||
2.1 AePS (Fund Transfers)1 | ||||
2.2 APBS2 | ||||
2.2.1 ECS Credit | ||||
2.3 IMPS | ||||
2.4 NACH Cr2 | ||||
2.5 NEFT | ||||
2.6 Unified Payments Interface (UPI)1 | ||||
2.6.1 of which USSD1 | ||||
3. Debit Transfers and Direct Debits (3.1 to 3.3) | ||||
3.1 BHIM Aadhaar Pay1 | ||||
3.2 NACH Debit2 | ||||
3.2.2 ECS Debit | ||||
3.3 NETC (Linked to Bank Account)1 | ||||
4. Card Payments (4.1 to 4.2) | ||||
4.1 Credit Cards (4.1.1 to 4.1.2) | ||||
4.1.1 PoS Based2 | ||||
4.1.2 Others2 | ||||
4.2 Debit Cards (4.2.1 to 4.2.1 ) | ||||
4.2.1 PoS Based2 | ||||
4.2.2 Others2 | ||||
5. Prepaid Payment Instruments (5.1 to 5.2) | ||||
5.1 Wallets | ||||
5.2 Cards (5.2.1 to 5.2.2) | ||||
5.2.1 PoS Based2 | ||||
5.2.2 Others2 | ||||
6. Paper-based Instruments (6.1 to 6.2) | ||||
6.1 CTS (NPCI Managed) | ||||
6.2 OthersĀ | ||||
Total | ||||
Total - Retail Payments (2+3+4+5+6) | ||||
Total Payments (1+2+3+4+5+6) | ||||
Total Digital Payments (1+2+3+4+5) | ||||
A. Other Payment Channels | ||||
1. Mobile Payments (Mobile App Based) (1.1 to 1.2) | ||||
1.1 Intra-bank2 | ||||
1.2 Inter-bank2 | ||||
2. Internet Payments (Netbanking /Internet Browser Based)1 (2.1 to 2.2) | ||||
2.1 Intra-bank1 | ||||
2.2 Inter-bank1 | ||||
B. ATMs | ||||
3. Cash Withdrawal at ATMs2(3.1 to 3.3) | ||||
3.1 Using Credit Cards2 | ||||
3.2 Using Debit Cards2 | ||||
3.3 Using Pre-paid Cards2 | ||||
4. Cash Withdrawal at PoS2 (4.1 to 4.2) | ||||
4.1 Using Debit Cards2 | ||||
4.2 Using Pre-paid Cards2 | ||||
5. Cash Withrawal at Micro ATMs1 | ||||
5.1 AePS1 | ||||
Payment System Infrastructures (As on March 2022) | ||||
1. Number of Cards (1.1 to 1.2) | ||||
1.1 Credit Cards | ||||
1.2 Debit Cards | ||||
2. Number of PPIs1 (2.1 to 2.2) | ||||
2.1 Wallets1 | ||||
2.2 Cards1 | ||||
3. Number of ATMs (3.1 to 3.2) | ||||
3.1 Bank Owned ATMs2 | ||||
3.2 White Label ATMs2 | ||||
4. Number of Micro ATMs1 | ||||
5. Number of PoS TerminalsĀ | ||||
6. Bharat QR1 | ||||
7. Unified Payments Interface (UPI) QR3 |