| Payment System Indicators (Annual Turnover) in India (2019-2020 to 2022-2023) | ||||||||
| (Volume : In Lakh; Value : Rs. in Lakh Crore) | ||||||||
| Items | 2019-2020 | 2020-2021 | 2021-2022 | 2022-2023 | ||||
| Volume | Value | Volume | Value | Volume | Value | Volume | Value | |
| A. Settlement Systems | ||||||||
| CCIL Operated Systems | ||||||||
| B. Payment Systems | ||||||||
| 1. Large Value Credit Transfers - RTGS | ||||||||
| Retail Segment | ||||||||
| 2. Credit Transfers | ||||||||
| 2.1 AePS (Fund Transfers) (Aadhaar-enabled payment system) | ||||||||
| 2.2 APBS (Aadhar Payment Bridge System) | ||||||||
| 2.3 ECS Cr (Electronic Clearing System) | ||||||||
| 2.4 IMPS (Immediate Payment Service) | ||||||||
| 2.5 NACH Cr (National Automated Clearing House) | ||||||||
| 2.6 NEFT (National Electronic Funds Transfer) | ||||||||
| 2.7 UPI (Unified Payments Interface) | ||||||||
| 3. Debit Transfers and Direct Debits | ||||||||
| 3.1 BHIM Aadhaar Pay | ||||||||
| 3.2 ECS Dr (Electronic Clearing System) | ||||||||
| 3.3 NACH Dr National Automated Clearing House) | ||||||||
| 3.4 NETC (National Electronic Toll Collection) (Linked to Bank Account) | ||||||||
| 4. Card Payments | ||||||||
| 4.1 Credit Cards | ||||||||
| 4.2 Debit Cards | ||||||||
| 5. Prepaid Payment Instruments | ||||||||
| 6. Paper-based Instruments | ||||||||
| Total - Retail Payments (2+3+4+5+6) | ||||||||
| Total Payments (1+2+3+4+5+6) | ||||||||
| Total Digital Payments (1+2+3+4+5) | ||||||||
