| Earnings and Expenses of Small Finance Banks in India (As on 31st March, 2021) | |||||||||||
| (Amount : Rs. in Crore) | |||||||||||
| Items | Au Small Finance Bank Limited | Capital Small Finance Bank Limited | Equitas Small Finance Bank Limited | Esaf Small Finance Bank Limited | Fincare Small Finance Bank Limited | Jana Small Finance Bank Limited | North East Small Finance Bank Limited | Suryoday Small Finance Bank Limited | Ujjivan Small Finance Bank Limited | Utkarsh Small Finance Bank Limited | Small Finance Banks |
| I. Interest Earned | |||||||||||
| A) Interest/Discount Earned on Advances/Bills | |||||||||||
| B) Income on Investments | |||||||||||
| C) Interest on Balances With RBI and Other Inter-Bank Funds | |||||||||||
| D) Others | |||||||||||
| Total (I) | |||||||||||
| II. Other Income | |||||||||||
| A) Commission, Exchange and Brokerage | |||||||||||
| B) Net Profit (Loss) on Sale of Investments | |||||||||||
| C) Net Profit (Loss) on Revaluation of Investments | |||||||||||
| D) Net Profit (Loss) on Sale of Land and Other Assets | |||||||||||
| E) Net Profit (Loss) on Exchange Transactions | |||||||||||
| F) Miscellaneous Income | |||||||||||
| Total (II) | |||||||||||
| Total (I+II) | |||||||||||
| III. Interest Expended | |||||||||||
| A) Interest on Deposits | |||||||||||
| B) Interest on RBI/ Inter - Bank Borrowings | |||||||||||
| C) Others | |||||||||||
| Total (III) | |||||||||||
| IV. Operating Expenses | |||||||||||
| a) Payments to and Provisions for Employees | |||||||||||
| b) Rent, Taxes and Lighting | |||||||||||
| c) Printing and Stationery | |||||||||||
| d) Advertisement and Publicity | |||||||||||
| e) Depreciation on Bank's Property | |||||||||||
| f) Directors' Fees, Allowances and Expenses | |||||||||||
| g) Auditors' Fees and Expenses | |||||||||||
| h) Law Charges | |||||||||||
| i) Postage, Telegrams, Telephones, etc. | |||||||||||
| j) Repairs and Maintenance | |||||||||||
| k) Insurance | |||||||||||
| l) Other Expenditure | |||||||||||
| Total (IV) | |||||||||||
| V. Net Interest Income (I-III) | |||||||||||
| VI. Provisions and Contingencies | |||||||||||
| VII. Operating Profit (I+II-III-IV) | |||||||||||
| VIII. Profit (Loss) During the Year | |||||||||||
