Earnings and Expenses of India Post Payments Bank Limited in India (As on 31st March, 2020) | ||
(Amount : Rs. in Crore) | ||
Items | India Post Payments Bank Limited | Payments Bank |
I. Interest Earned | ||
A) Interest/Discount Earned on Advances/Bills | ||
B) Income on Investments | ||
C) Interest on Balances With RBI and Other Inter-Bank Funds | ||
D) Others | ||
Total (I) | ||
II. Other Income | ||
A) Commission, Exchange and Brokerage | ||
B) Net Profit (Loss) on Sale of Investments | ||
C) Net Profit (Loss) on Revaluation of Investments | ||
D) Net Profit (Loss) on Sale of Land and Other Assets | ||
E) Net Profit (Loss) on Exchange Transactions | ||
F) Miscellaneous Income | ||
Total (II) | ||
Total (I+II) | ||
III. Interest Expended | ||
A) Interest on Deposits | ||
B) Interest on RBI/ Inter - Bank Borrowings | ||
C) Others | ||
Total (III) | ||
IV. Operating Expenses | ||
a) Payments to and Provisions for Employees | ||
b) Rent, Taxes and Lighting | ||
c) Printing and Stationery | ||
d) Advertisement and Publicity | ||
e) Depreciation on Bank's Property | ||
f) Directors' Fees, Allowances and Expenses | ||
g) Auditors' Fees and Expenses | ||
h) Law Charges | ||
i) Postage, Telegrams, Telephones, etc. | ||
j) Repairs and Maintenance | ||
k) Insurance | ||
l) Other Expenditure | ||
Total (IV) | ||
V. Net Interest Income (I-III) | ||
VI. Provisions and Contingencies | ||
VII. Operating Profit (I+II-III-IV) | ||
VIII. Profit (Loss) During the Year |