Banking Sector at a Glance in India (2020-2021 to 2022-2023) | ||||||
(Amount : Rs. in Crore) | ||||||
Items | Amount Outstanding | Variation (In %age) | ||||
2020-2021 | 2021-2022 | 2022-2023 (Provisional) | 2020-2021 | 2021-2022 | 2022-2023 (Provisional) | |
1. Balance Sheet Operations | ||||||
1.1 Total Liabilities/Assets | ||||||
1.2 Deposits | ||||||
1.3 Borrowings | ||||||
1.4 Net Loans and Advances | ||||||
1.5 Investments | ||||||
1.6 Off-balance Sheet Exposure (As Percentage of on-balance Sheet Liabilities) | ||||||
1.7 Total Consolidated International Claims | ||||||
2.0 Profitability | ||||||
2.1 Net Profit | ||||||
2.2 Return on Asset (RoA) (Percent) | ||||||
2.3 Return on Equity (RoE) (Percent) | ||||||
2.4 Net Interest Margin (NIM) (Percent) | ||||||
3.0 Capital Adequacy | ||||||
3.1 Capital to Risk Weighted Assets Ratio (CRAR)1 | ||||||
3.2 Tier I Capital (As Percentage of Total Capital)1 | ||||||
3.3 CRAR (Tier I) (Percent)1 | ||||||
4.0 Asset Quality | ||||||
4.1 Gross NPAs | ||||||
4.2 Net NPAs | ||||||
4.3 Gross NPA Ratio (Gross NPAs as Percentage of Gross Advances) | ||||||
4.4 Net NPA Ratio (Net NPAs as Percentage of Net Advances) | ||||||
4.5 Provision Coverage Ratio (Percent)2 | ||||||
4.6 Slippage Ratio (Percent) | ||||||
5.0 Sectoral Deployment of Bank Credit | ||||||
5.1 Gross Bank Credit | ||||||
5.2 Agriculture | ||||||
5.3 Industry | ||||||
5.4 Services | ||||||
5.5 Personal Loans | ||||||
6.0 Technological Development | ||||||
6.1 Total Number of Credit Cards (In Lakhs) | ||||||
6.2 Total Number of Debit Cards (In Lakhs) | ||||||
6.3 Number of ATMs and CRMs | ||||||
7.0 Customer Services5 | ||||||
7.1 Total Number of Complaints Received Against Banks During the Year | ||||||
7.2 Total Number of Complaints Handled3 During the Year | ||||||
7.3 Total Number of Complaints Addressed/Disposed | ||||||
7.3 Percentage of Complaints Addressed/Disposed | ||||||
8.0 Financial Inclusion | ||||||
8.1 Credit-deposit Ratio (Percent) | ||||||
8.2 Number of New Bank Branches Opened | ||||||
8.3 Number of Banking Outlets in Villages (Total) |