| Bank-wise Selected Ratios of Scheduled Commercial Banks (Small Finance Banks) in India (As on 31st March, 2020) | ||||||||||
| (In %age) | ||||||||||
| Ratio | Au Small Finance Bank Limited | Capital Small Finance Bank Limited | Equitas Small Finance Bank Limited | Esaf Small Finance Bank Limited | Fincare Small Finance Bank Limited | Jana Small Finance Bank Limited | North East Small Finance Bank Limited | Suryoday Small Finance Bank Limited | Ujjivan Small Finance Bank Limited | Utkarsh Small Finance Bank Limited |
| Cash-Deposit Ratio | ||||||||||
| Credit-Deposit Ratio | ||||||||||
| Investment-Deposit Ratio | ||||||||||
| (Credit+Investment)-Deposit Ratio | ||||||||||
| Ratio of Deposits to Total Liabilities | ||||||||||
| Ratio of Demand and Savings Bank Deposits to Total Deposits | ||||||||||
| Ratio of Priority Sector Advances to Total Advances | ||||||||||
| Ratio of Term Loans to Total Advances | ||||||||||
| Ratio of Secured Advances to Total Advances | ||||||||||
| Ratio of Investments in Non-approved Securities to Total Investments | ||||||||||
| Ratio of Interest Income to Total Assets | ||||||||||
| Ratio of Net Interest Income to Total Assets (Net Interest Margin) | ||||||||||
| Ratio of Non-Interest Income to Total Assets | ||||||||||
| Ratio of Intermediation Cost to Total Assets | ||||||||||
| Ratio of Wage Bills to Intermediation Cost | ||||||||||
| Ratio of Wage Bills to Total Expense | ||||||||||
| Ratio of Wage Bills to Total Income | ||||||||||
| Ratio of Burden to Total Assets | ||||||||||
| Ratio of Burden to Interest Income | ||||||||||
| Ratio of Operating Profits to Total Assets | ||||||||||
| Return on Assets | ||||||||||
| Return on Equity | ||||||||||
| Cost of Deposits | ||||||||||
| Cost of Borrowings | ||||||||||
| Cost of Funds | ||||||||||
| Return on Advances | ||||||||||
| Return on Investments | ||||||||||
| Return on Advances Adjusted to Cost of Funds | ||||||||||
| Return on Investments Adjusted to Cost of Funds | ||||||||||
| Business Per Employee (Rs. in Lakh) | ||||||||||
| Profit Per Employee (Rs. in Lakh) | ||||||||||
| Capital Adequacy Ratio | ||||||||||
| Capital Adequacy Ratio-Tier I | ||||||||||
| Capital Adequacy Ratio-Tier II | ||||||||||
| Ratio of Net NPA to Net Advances | ||||||||||
