| Bank Group-wise Selected Ratios of Scheduled Commercial Banks in India (2002-2003 and 2003-2004) | ||||||||||
| (In Percent) | ||||||||||
| Ratio | As on March 31 | |||||||||
| State Bank of India & its Associates | Nationalised Banks | Foreign Banks | Other Sche. Comm. Banks | All Scheduled Commercial Banks | ||||||
| Cash-deposit ratio | ||||||||||
| Credit-deposit ratio | ||||||||||
| Investment-deposit ratio | ||||||||||
| (Credit+Investment)-deposit ratio | ||||||||||
| Ratio of deposits to total liabilities | ||||||||||
| Ratio of term deposits to total deposits | ||||||||||
| Ratio of priority sector advances to total advances | ||||||||||
| Ratio of term loan to total advances | ||||||||||
| Ratio of secured advances to total advances | ||||||||||
| Ratio of investments in non-approved securites to total investments | ||||||||||
| Ratio of interest income to total assets | ||||||||||
| Ratio of net interest margin to total assets | ||||||||||
| Ratio of non-interest income to total assets | ||||||||||
| Ratio of intemediation cost to total assets | ||||||||||
| Ratio of wage bills to intemediation cost | ||||||||||
| Ratio of wage bills to total expense | ||||||||||
| Ratio of wage bills to total income | ||||||||||
| Ratio of burden to total assets | ||||||||||
| Ratio of burden to interest income | ||||||||||
| Ratio of operating profits to total assets | ||||||||||
| Return on assets | ||||||||||
| Return on equity | ||||||||||
| Cost of deposits | ||||||||||
| Cost of borrowings | ||||||||||
| Cost of funds | ||||||||||
| Return on advances | ||||||||||
| Return on investments | ||||||||||
| Return on advances adjusted to cost of funds | ||||||||||
| Return on investments adjusted to cost of funds | ||||||||||
