| Bank Group-wise Selected Ratios of Scheduled Commercial Banks in India (2020-2021) | ||||||||
| (In %age) | ||||||||
| Ratios | State Bank of India and Its Associates | Nationalised Banks | Public Sector Banks | Private Sector Banks | Foreign Banks | Small Finance Banks | Payments Bank | All Scheduled Commericial Banks |
| Cash-Deposit Ratio | ||||||||
| Credit-Deposit Ratio | ||||||||
| Investment-Deposit Ratio | ||||||||
| (Credit+Investment)-Deposit Ratio | ||||||||
| Ratio of Deposits to Total Liabilities | ||||||||
| Ratio of Demand and Savings Bank Deposits to Total Deposits | ||||||||
| Ratio of Priority Sector Advances to Total Advances | ||||||||
| Ratio of Term Loans to Total Advances | ||||||||
| Ratio of Secured Advances to Total Advances | ||||||||
| Ratio of Investments in Non-approved Securities to Total Investments | ||||||||
| Ratio of Interest Income to Total Assets | ||||||||
| Ratio of Net Interest Income to Total Assets (Net Interest Margin) | ||||||||
| Ratio of Non-interest Income to Total Assets | ||||||||
| Ratio of Intermediation Cost to Total Assets | ||||||||
| Ratio of Wage Bills to Intermediation Cost | ||||||||
| Ratio of Wage Bills to Total Expense | ||||||||
| Ratio of Wage Bills to Total Income | ||||||||
| Ratio of Burden to Total Assets | ||||||||
| Ratio of Burden to Interest Income | ||||||||
| Ratio of Operating Profits to Total Assets | ||||||||
| Return on Assets | ||||||||
| Return on Equity | ||||||||
| Cost of Deposits | ||||||||
| Cost of Borrowings | ||||||||
| Cost of Funds | ||||||||
| Return on Advances | ||||||||
| Return on Investments | ||||||||
| Return on Advances Adjusted to Cost of Funds | ||||||||
| Return on Investments Adjusted to Cost of Funds | ||||||||
