Home Banks and Financial Institutions Scheduled Commercial Banks (SCBs) Earnings and Expenses of SCBs
Sample Data Format
 Earnings and Expenses of Federal Bank, Ganesh Bank of
Kurundwad, HDFC Bank and ICICI Bank in India
(2005 and 2006) 
 (Amount in Rs. Lakh) 
 Items  As on March 31 
 Federal Bank   Ganesh Bank of Kurundwad#  HDFC Bank   ICICI Bank 
              
 Income               
 I. Interest Earned               
 a) Interest/discount on advances/bills               
 b) Income on Investments               
 c) Interest on balances with RBI and other inter-Bnaks Funds               
 d) Others               
 II. Other Income               
 a) Commission, exchange and brokerage               
 b) Net Profit (loss) on sale of investments               
 c) Net Profit (loss) on revaluation of investments               
 d) Net Profit (loss) on sale of land and other Assets               
 e) Net profit (loss) on exchange transactions               
 f) Miscellaneous income               
 Total (I+II)               
 Expenditure & Provisions               
 III. Interest expended               
 a) Interest on deposits               
 b) Interest on RBI/inter-bank borrowings               
 c) Others               
 IV. Operating Expenses               
 a) Payments to and provisions for employees               
 b) Rent, taxes and lighting               
 c) Printing and stationery               
 d) Advertisement and publicity               
 e) Depreciation on bank`s property               
 f) Directors` fees, allowances and expenses               
 g) Auditors` fees and expenses               
 h) Law charges               
 i) Postage, telegrams, telephones, etc.               
 j) Repairs and maintenance               
 k) Insurance               
 l) Other expenditure               
 V. Provisions and contingencies               
 Total expenses @               
 VI. Profit (loss) during the year               
 Total (III+IV+V+VI)               
 
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