Bank-wise Selected Ratios of Scheduled Commercial Banks (Other Scheduled Commercial Banks) in India - Part XI (1999 to 2002) | |||||||||
(Percent) | |||||||||
Ratios | As on 31st March | ||||||||
UTI Bank | Vysya Bank | Times Bank** (1999) | |||||||
Cash-deposit ratio | |||||||||
Credit-deposit ratio | |||||||||
Investment-deposit ratio | |||||||||
(Credit + investment)-deposit ratio | |||||||||
Ratio of deposits to total liabilities | |||||||||
Ratio of term deposits to total deposits | |||||||||
Ratio of priority sector advances to total advances | |||||||||
Ratio of term-loans to total advances | |||||||||
Ratio of secured advances to total advances | |||||||||
Ratio of investments in non-approved securities to total investments | |||||||||
Ratio of Interest income to total assets | |||||||||
Ratio of net interest margin to total assets | |||||||||
Ratio of non-interest income to total assets | |||||||||
Ratio of intermediation cost to total assets | |||||||||
Ratio of wage bills to intermediation cost | |||||||||
Ratio of wage bills to total expenses | |||||||||
Ratio of wage bills to total income | |||||||||
Ratio of burden to total assets | |||||||||
Ratio of burden to interest income | |||||||||
Ratio of operating profits to total assets | |||||||||
Return on assets | |||||||||
Return on equity | |||||||||
Cost of deposits | |||||||||
Cost of borrowings | |||||||||
Cost of funds | |||||||||
Return on advances | |||||||||
Return on investments | |||||||||
Return on advances adjusted to cost of funds | |||||||||
Return on investment adjusted to cost of funds | |||||||||
Business per employee (in Rs. lakh) | |||||||||
Profit per employee (in Rs. lakh) | |||||||||
Capital adequacy ratio | |||||||||
Capital adequacy ratio - Tier I | |||||||||
Capital adequacy ratio - Tier II | |||||||||
Ratio of net NPA to net advances |