Bank Group-wise Earnings and Expenses of Scheduled Commercial Banks in India (As on 31st March, 2012) | ||||||||
(Amount : Rs. in Billion) | ||||||||
Items | State Bank of India & its Associates | Nation- alised Banks $ | Public Sector Banks | Old Private Sector Banks | New Private Sector Banks | Private Sector Banks | Foreign Banks | All Scheduled Comm- ercial Banks |
Number of Reporting Banks | ||||||||
I. Interest Earned | ||||||||
(a) Interest/Discount on Advances/Bills | ||||||||
(b) Income on Investments | ||||||||
(c) Interest on Balances with RBI and other inter-Bank Funds | ||||||||
(d) Others | ||||||||
II. Other Income | ||||||||
a) Commission, Exchange and Brokerage | ||||||||
b) Net profit (Loss) on sale of Investments | ||||||||
c) Net Profit (Loss) on Revaluation of Investments | ||||||||
d) Net Profit (Loss) on Sale of Land building and other Assets | ||||||||
e) Net Profit (Loss) on Exchange Transactions | ||||||||
f) Miscellaneous Income | ||||||||
Total (I+II) | ||||||||
III. Interest Expended | ||||||||
(a) Interest on Deposits | ||||||||
(b) Interest on RBI/inter-bank borrowings | ||||||||
(c) Others | ||||||||
IV. Operating Expenses | ||||||||
(a) Payments to and Provisions for Employees | ||||||||
(b) Rent, Taxes and Lighting | ||||||||
(c) Printing and Stationery | ||||||||
(d) Advertisement and Publicity | ||||||||
(e) Depreciation on Bank`s Property | ||||||||
(f) Directors` Fees, Allowances and Expenses | ||||||||
(g) Auditors` Fees and Expenses | ||||||||
(h) Law Charges | ||||||||
(i) Postage, Telegrams, Telephones, etc. | ||||||||
(j) Repairs and Maintenance | ||||||||
(k) Insurance | ||||||||
(l) Other Expenditure | ||||||||
V. Net Interest Income (I-III) | ||||||||
VI. Provisions and Contingencies | ||||||||
VII. Operating Profit (I+II-III-IV) | ||||||||
VIII. Profit (Loss) during the year |