Selected Ratios of Payments Bank (PBs) in India (As on 31st March, 2023) | ||||
(In %age) | ||||
Ratios | Airtel Payments Bank Limited | Fino Payments Bank Limited | India Post Payments Bank Limited | Paytm Payments Bank Limited |
Cash-Deposit Ratio | ||||
Credit-Deposit Ratio | ||||
Investment-Deposit Ratio | ||||
(Credit + Investment) - Deposit Ratio | ||||
Ratio of Deposits to Total Liabilities | ||||
Ratio of Demand & Savings Bank Deposits to Total Deposits | ||||
Ratio of Priority Sector Advances to Total Advances | ||||
Ratio of Term Loans to Total Advances | ||||
Ratio of Secured Advances to Total Advances | ||||
Ratio of Investments in Non-Approved Securities to Total Investments | ||||
Ratio of Interest Income to Total Assets | ||||
Ratio of Net Interest Income to Total Assets (Net Interest Margin) | ||||
Ratio of Non-Interest Income to Total Assets | ||||
Ratio of Intermediation Cost to Total Assets | ||||
Ratio of Wage Bills to Intermediation Cost | ||||
Ratio of Wage Bills to Total Expense | ||||
Ratio of Wage Bills to Total Income | ||||
Ratio of Burden to Total Assets | ||||
Ratio of Burden to Interest Income | ||||
Ratio of Operating Profits to Total Assets | ||||
Return on Assets | ||||
Return on Equity | ||||
Cost of Deposits | ||||
Cost of Borrowings | ||||
Cost of Funds | ||||
Return on Advances | ||||
Return on Investments | ||||
Return on Advances Adjusted to Cost of Funds | ||||
Return on Investments Adjusted to Cost of Funds | ||||
Business Per Employee (Rs. in Lakh) | ||||
Profit Per Employee (Rs. in Lakh) | ||||
Capital Adequacy Ratio | ||||
Capital Adequacy Ratio - Tier I | ||||
Capital Adequacy Ratio - Tier II | ||||
Ratio of Net Non Performing Assets (NPA) to Net Advances |