Earnings and Expenses of Nationalised Banks in India - Part II (As on 31st March, 2023) | |||||
(Amount : Rs. in Crore) | |||||
Items | Indian Overseas Bank | Punjab and Sind Bank | Punjab National Bank | United Commercial Bank | Union Bank of India |
I. Interest Earned | |||||
A) Interest/Discount Earned on Advances/Bills | |||||
B) Income on Investments | |||||
C) Interest on Balances With Reserve Bank of India (RBI) and Other Inter-Bank Funds | |||||
D) Others | |||||
Total (I) | |||||
II. Other Income | |||||
A) Commission, Exchange and Brokerage | |||||
B) Net Profit (Loss) on Sale of Investments | |||||
C) Net Profit (Loss) on Revaluation of Investments | |||||
D) Net Profit (Loss) on Sale of Land and Other Assets | |||||
E) Net Profit (Loss) on Exchange Transactions | |||||
F) Miscellaneous Income | |||||
Total (II) | |||||
Total (I+II) | |||||
III. Interest Expended | |||||
A) Interest on Deposits | |||||
B) Interest on Reserve Bank of India (RBI)/ Inter - Bank Borrowings | |||||
C) Others | |||||
Total (III) | |||||
IV. Operating Expenses | |||||
a) Payments to and Provisions for Employees | |||||
b) Rent, Taxes and Lighting | |||||
c) Printing and Stationery | |||||
d) Advertisement and Publicity | |||||
e) Depreciation on Bank's Property | |||||
f) Directors' Fees, Allowances and Expenses | |||||
g) Auditors' Fees and Expenses | |||||
h) Law Charges | |||||
i) Postage, Telegrams, Telephones, etc. | |||||
j) Repairs and Maintenance | |||||
k) Insurance | |||||
l) Other Expenditure | |||||
Total (IV) | |||||
V. Net Interest Income (I-III) | |||||
VI. Provisions and Contingencies | |||||
VII. Operating Profit (I+II-III-IV) | |||||
VIII. Profit (Loss) During the Year |