| Bank Group-wise Selected Ratios of Scheduled Commercial Banks in India (2022-2023) | ||||||||
| (In %age) | ||||||||
| Ratios | State Bank of India and Its Associates | Nationalised Banks | Public Sector Banks | Private Sector Banks | Foreign Banks | Small Finance Banks | Payments Bank | All Scheduled Commericial Banks |
| 1. Cash-Deposit Ratio | ||||||||
| 2. Credit-Deposit Ratio | ||||||||
| 3. Investment-Deposit Ratio | ||||||||
| 4. (Credit+Investment)-Deposit Ratio | ||||||||
| 5. Ratio of Deposits to Total Liabilities | ||||||||
| 6. Ratio of Demand and Savings Bank Deposits to Total Deposits | ||||||||
| 7. Ratio of Priority Sector Advances to Total Advances | ||||||||
| 8. Ratio of Term Loans to Total Advances | ||||||||
| 9. Ratio of Secured Advances to Total Advances | ||||||||
| 10. Ratio of Investments in Non-approved Securities to Total Investments | ||||||||
| 11. Ratio of Interest Income to Total Assets | ||||||||
| 12. Ratio of Net Interest Income to Total Assets (Net Interest Margin) | ||||||||
| 13. Ratio of Non-interest Income to Total Assets | ||||||||
| 14. Ratio of Intermediation Cost to Total Assets | ||||||||
| 15. Ratio of Wage Bills to Intermediation Cost | ||||||||
| 16. Ratio of Wage Bills to Total Expense | ||||||||
| 17. Ratio of Wage Bills to Total Income | ||||||||
| 18. Ratio of Burden to Total Assets | ||||||||
| 19. Ratio of Burden to Interest Income | ||||||||
| 20. Ratio of Operating Profits to Total Assets | ||||||||
| 21. Return on Assets | ||||||||
| 22. Return on Equity | ||||||||
| 23. Cost of Deposits | ||||||||
| 24. Cost of Borrowings | ||||||||
| 25. Cost of Funds | ||||||||
| 26. Return on Advances | ||||||||
| 27. Return on Investments | ||||||||
| 28. Return on Advances Adjusted to Cost of Funds | ||||||||
| 29. Return on Investments Adjusted to Cost of Funds | ||||||||
